AML Ops Analyst

AML Ops Analyst – Regulatory Solutions Mexico

About Nubank

Nubank was founded in 2013 to free people from a bureaucratic, slow and inefficient financial system. Since then, through innovative technology and outstanding customer service, the company has been redefining people’s relationships with money across Latin America. With operations in Brazil, Mexico, and Colombia, Nubank is today one of the largest digital banking platforms and technology-leading companies in the world.

Today, Nubank is a global company, with offices in São Paulo (Brazil), Mexico City (Mexico), Buenos Aires (Argentina), Bogotá (Colombia), Durham (United States), and Berlin (Germany). It was founded in 2013 in São Paulo, by Colombian David Vélez, and cofounded by Brazilian Cristina Junqueira and American Edward Wible. For more information, visit www.nu.com.mx.

About the role

Ensure the sustainable Nubank’s growth supporting the regulatory demands of AML Ops operations routines, challenging the status quo through:

• The best experience to our fanatics and loved clients in the AML Ops process, keeping the highest level of quality for customer data and due diligence applicable accordingly to the regulators and internal policies;

• Analyzing the transactional AML Alerts generated by the AML transaction monitoring system, to identify suspicious situations, contributing to a more ethical and fair society, truly understanding that it is also a key driving force for the solid growth and development of Nubank and Brazil & Mexico;

Being diligent, flexible and resilient, according to Nu’s principles!

In order to achieve that, our Operational Squad – AML Ops – is responsible for protecting Nu against criminal activities and helping stop the laundering of ‘dirty’ money into the Mexican economy, complying with the necessary regulations, and ensuring the continuity of our business.

What does a Regulatory Solutions analyst for AML Ops do…

• Analyze the transactional alerts generated by the AML transaction monitoring system, to identify suspicious situations.
• Involvement in the implementation of the regulatory framework that will contribute to Nu Mexico’s growth plan
• Prepare all the investigation files to escalate it to the AML Forum (Comité de Comunicación y Control).
• Strengthen the compliance team to be aligned with the responsibilities we have as a financial institution.
• Sophisticated reporting to immediately inform money-laundering or terrorism financing activity to the relevant authorities (CNBV, UIF, etc.).
• Perform quality review, evaluate process deficiencies, analyze control measures, enhance reporting capabilities and recommend corrective actions while satisfying regulatory requirements.
• Detecting risky customers by evaluating the customers’ risk profiles and processing them accordingly (enhanced due diligence, customer due diligence, etc.)
• Provide advice on sanctions and other screening processes such as KYC. 
• Support the discard operation in binding lists.
• Apply FIU typologies

Qualifications:

You will be succeed if…

You are detail-oriented, diligent, organized and enjoy operational activities 

You are a proactive, autonomous person and have an interest in creating processes and improving them, but at the same time, understand that there are bureaucracies in the regulatory activities that need to be followed 

You are able to meet deadlines and to be flexible to adapt to changing conditions

You can communicate clearly, succinctly and effectively 

You feel good to be constantly challenged to learn and do more 

You are good with oral and written communication in Spanish and/or English 

You believe in a more just and ethical society and Nubank’s values ​​and culture.

You understand that we can contribute within Nubank to the construction of this society, guaranteeing the application of all the rules and regulatory aspects inherent to the Client’s Registration.

It will be a differential if you..

Have a Bachelor’s Degree in Law, Administration, Finance, Economic Sciences  or related;

Have CNBV certification is a plus

Have previous experience in monitoring transactional AML alerts and-or in compliance areas in processes related to AML;

Have knowledge of sanctions and KYC processes related to AML;

Have knowledge in sending the suspicious activity reports (SAR);

Have autonomy to make decisions that impact customers and Nu based on AML policies;

Know the specific regulations of the area and have the responsibility to apply them in their routine;

Have curiosity and willingness to learn

Have knowledge in Excel, Sheets, Looker, SQL and Python 

Have Banking & Sofipo regulation knowledge;

Have knowledge in CNBV regulation, freezing, unfreezing and transfer money;

Can easily turn numbers into complex strategies and effective actions

Benefits

• Health and life insurance 
• Food card
• 17 days of paid vacation with 25% vacation bonus
• Holiday Bonus (“Aguinaldo”) of 30 days of pay per year
• NuCare – Our mental health and wellness assistance program
• NuLanguage – Our language learning program
• Extended maternity and paternity leaves 
• Equity at Nubank

*Interviewing and onboarding are currently done virtually due to COVID-19. Everyone new to the team and our current staff will remain working from home until it is safe to return to our offices. When it’s time, we will require a fixed cadence of visiting the office in which employees go to their Business Unit’s (BU) base location. Employees will have an employment contract based on the cities that Nu’s offices are located, considering their country of hire. More details can be shared during your hiring process.