Lead Analyst, Product Compliance

Job Description

Circle (NYSE: CRCL) is one of the world’s leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle’s platform includes the world’s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation.

Learn more at circle. com. What you’ll be part of:Circle is committed to visibility and stability in everything we do. As we grow as an organization, we’re expanding into some of the world’s strongest jurisdictions.

Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

What you’ll be responsible for:As a Lead Product Compliance Analyst supporting Circle’s Digital Assets and Payments product pillars, you will play a critical role in ensuring that products are designed, launched, and operated in alignment with regulatory expectations and internal compliance frameworks. You will partner closely with product, engineering, and operations teams to embed compliance throughout the product lifecycle by leading risk assessments, defining and validating control requirements, and driving cross-functional readiness for money movement and settlement capabilities as well as USDC access and treasury initiatives. In this role, you will identify emerging compliance and operational risks, develop forward-looking control approaches, and help shape the compliance technologies needed to support Circle’s evolving liquidity and payments infrastructure.

You will operate within the Product Compliance team and report to the Director of Product Compliance. In addition, you will play a dynamic role in supporting other product pillars including Developer, as business needs evolve. This may involve applying compliance expertise across multiple product areas, ensuring consistent risk management, and enabling compliant growth across Circle’s ecosystem.

What you’ll work on:Lead end-to-end risk assessments for Digital Assets and Payments infrastructure. Oversee comprehensive assessments for the Digital Assets and Payments Pillars.

Evaluate areas such as compliance tooling, transaction traceability, scalability, governance, and regulatory alignment. Drive cross-functional collaboration across Digital Assets and Payments programs. Report directly to the Director of Product Compliance and work closely with Policy, Security, Product, Enterprise Risk, Treasury, Engineering, and other xfn to ensure new liquidity and payments initiatives are designed and operated within Circle’s compliance and risk management standards.

Coordinate inputs and readiness across teams for both new market entries and enhancements to existing payment rails. Embed compliance into product development. Partner with the Digital Assets and Payments Product teams to shape the design of new products and services – by identifying regulatory and operational compliance requirements early in the lifecycle and developing proactive solutions to meet them.

Develop data-driven and AI-enabled compliance processes. Enhance the Digital Assets and Payments risk assessment process with AI-driven tools to help increase velocity and add further efficiencies to the product review process. Monitor market and regulatory developments.

Track emerging innovations in decentralized finance, programmable money, and global payments infrastructure. Analyze evolving regulatory perspectives to evaluate their impact on Circle’s liquidity and settlement activities, recommending strategies for responsible engagement and sustainable growth. Represent Liquidity and Payments in compliance and ecosystem forums.

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