Manager, Data Scientist – Card Risk

Manager, Data Scientist – Card Risk

Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.

As a Data Scientist at Capital One, you’ll be part of a team that’s leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.

Team Description

As part of the Card Risk Data team you will be responsible for working with the Card Risk organization business to build machine learning solutions using ​​the latest technologies to uncover actionable insights from hundreds of thousands of unstructured data, with collaboration from across the Enterprise. At Capital One, we are the first line of defense to ensure our Company remains well-managed and profitable.

Role Description

In this role, you will:

• Build end-to-end innovative data science solutions to solve business pain points and accelerate stakeholders and end users adoptions of the solutions 

• Partner with a cross-functional team of data analysts, risk professionals, software engineers, and product managers to manage the risk and uncertainty inherent in statistical models in order to lead Capital One to the best decisions, not just avoid the worst ones 

• Leverage a broad stack of technologies — Python, Conda, Flask, Dash, Hugging Face, LangChain, AWS, H2O, Spark, and more — to reveal the insights hidden within huge volumes of numeric and textual data

• Build machine learning and NLP models through all phases of development, from design through training, evaluation, validation, and implementation.

• Productionize highly scalable data pipelines for faster feature changes and updates, and implementing data validation framework and quality tests 

• Investigate new technology to advance data management, model development and deployment and drive change in enterprise ML products 

• Flex your interpersonal skills to translate the complexity of your work into tangible business goals

The Ideal Candidate is:

• Innovative. You continually research and evaluate emerging technologies. You stay current on published state-of-the-art methods, technologies, and applications and seek out opportunities to apply them.

• Creative. You thrive on bringing definition to big, undefined problems. You love asking questions and pushing hard to find answers. You’re not afraid to share a new idea.

• Technical. You’re comfortable with open-source languages and are passionate about developing further. You have hands-on experience developing data science solutions using open-source tools and cloud computing platforms.

• ​​Collaboration and Communication. You’re capable of effectively articulating data insights and analytics strategies to a diverse audience, including risk managers, engineers, product managers and leadership. 

• Statistically-minded. You’ve built models, validated them, and back tested them. You know how to interpret a confusion matrix or a ROC curve. You have experience with clustering, classification, sentiment analysis, time series, and deep learning.

• A data guru. “Big data” doesn’t faze you. You have the skills to retrieve, combine, and analyze data from a variety of sources and structures. You know understanding the data is often the key to great data science.

Basic Qualifications:

• Currently has, or is in the process of obtaining a Bachelor’s Degree plus 6 years of experience in data analytics, or currently has, or is in the process of obtaining a Master’s Degree plus 4 years of experience in data analytics, or currently has, or is in the process of obtaining PhD plus 1 year of experience in data analytics, with an expectation that required degree will be obtained on or before the scheduled start date

• At least 2 years’ experience in open source programming languages for large scale data analysis

• At least 2 years’ experience with machine learning

• At least 2 years’ experience with relational databases

Preferred Qualifications:

• PhD in “STEM” field (Science, Technology, Engineering, or Mathematics) plus 3 years of experience in data analytics

• At least 1 year of experience working with AWS

• At least 4 years’ experience in Python, Scala, or R for large scale data analysis

• At least 4 years’ experience with machine learning

• At least 4 years’ experience with SQL

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [email protected]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One’s recruiting process, please send an email to [email protected]

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).