Risk Portfolio Analyst

Do the best work of your career as a champion for small and mid-size businesses.

BILL is a leader in financial automation software for small and midsize businesses (SMBs). As a champion of SMBs, we are dedicated to automating the future of finance so businesses can thrive. Hundreds of thousands of businesses trust BILL solutions to manage financial workflows, including payables, receivables, and spend and expense management. With BILL, businesses are connected to a network of millions of members, so they can pay or get paid faster. Through our automated solutions, we help SMBs simplify and control their finances, so they can confidently manage their businesses, and succeed on their terms. 

BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. We have operations in San Jose, CA, Draper, UT, Houston, TX and are continuing to expand into other geographic locations. If you’re looking for a place that helps you do the best work of your career, look no further than BILL.

Make your impact within a rapidly growing Fintech Company

The Portfolio Management Department orchestrates the execution and advancement of the strategic roadmap within the Risk Management division, emphasizing end-to-end ownership and harnessing data-driven insights. Collaborating seamlessly across all levels of the Risk team, including senior leadership, we spearhead transformative initiatives and meticulously oversee governance processes. As a vital member of the Portfolio team, you’ll champion the performance and analytics strategy for our fraud risk operations, foster robust partnerships with stakeholders, and champion innovation to help garner accurate and impactful insights.

In this role you will:

• Design and implement KPI aligned with the organization goals to drive operational efficiency and business growth. Fully own specific area of the risk management portfolio, ensuring comprehensive understanding and optimization of performance within the domain.
• Collaborate with cross-functional teams to align expectations and organization goal planning.
• Create high quality advanced dashboards in Tableau and other visual tools to drive insights for project sponsors, teams, and broader leadership.
• Use statistical techniques and data mining to uncover insights from extensive datasets, facilitating informed decision-making within the risk organization.
• Facilitate outcomes by analyzing historical data, creating forecasting models, and identify early signal indicators for portfolio management.
• Build and maintain SQL tables as the authoritative source of truth for the risk team, ensuring accuracy, integrity, and accessibility for cross-functional teams and streamlining reporting.

We’d love to chat if you have:

• Bachelor’s degree in Statistics, Sciences, Economics, Mathematics, Data Science, Business Analytics, or related technical field; Master’s preferred
• 3+ years of experience in risk analytics, data analytics, or data science.
• Strong analytical skills for solving complex problems, including using statistics and data science.
• Proficiency in SQL and Excel, or python including key data science libraries, with experience working with large datasets.
• Exceptional at developing and nurturing relationships with key internal stakeholders
• Ability to communicate complex results clearly to technical experts, business partners, and executives, including developing Tableau dashboards and visualizations.
• Comfortable navigating ambiguity and steering analytics projects toward clear business goals and actionable outcomes.
• Experience in working at matrixed organizations with strong cross-functional collaboration 
• Exceptional leadership and communication skills across all organizational levels, with a proactive approach to multitasking and problem-solving.
• Thrives in fast-paced startup environments, adept at adapting to changing priorities.

Preferred Qualifications:

• Experience in banking, e-commerce, or payments industries.
• Knowledge of and experience with payment technologies and ecosystems.
• Intermediate Python knowledge.
• Experience in a high-growth technology company.

The estimated salary  range for this role is noted below for our San Jose based role.  Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.

San Jose pay range$95,700—$114,400 USD

Let’s talk about benefits

• 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
• HSA & FSA accounts 
• Life Insurance, Long & Short-term disability coverage
• Employee Assistance Program (EAP)
• 11+ Observed holidays and wellness days and flexible time off 
• Employee Stock Purchase Program with employee discounts
• Wellness & Fitness initiatives
• Employee recognition and referral programs
• And much more

For positions that are in office we support a hybrid work environment with on-site and remote work days. Check out our LinkedIn Life Page for each location and discover BILL.   

We live our culture and values every day

At BILL, we’re different by design—it’s our culture. Our CEO is a trusted entrepreneur who lives our cultural values: Humble, Authentic, Passionate, Accountable, and Fun. People here love being their authentic selves, contributing unique experiences, sharing ideas, perspectives, and intellectual curiosity. We celebrate our diversity as the heart and soul of how we work, grow, and succeed together. Inspiring people with meaningful career experiences they love really does make the dream work and our successes just keep getting better. There’s no limit to what we can build and where we can go from here. We’d love you to join us.

BILL is proudly an Equal Opportunity Employer where everyone is welcome. Our innovation and technology are inspired by an inclusive culture unlike any other. Everyone brings a different personal story and perspective and this diverse mix of minds, backgrounds, and experiences is where our greatest ideas come from. We welcome people of all races, ethnicities, ages, religions, abilities, genders, and sexual orientations to make us an even more vibrant company. We want everyone to bring their authentic selves here, to share our values, shape our vision, drive innovation, and become part of a culture we celebrate every day.

Our promise to our candidates is to be transparent, diligent, and engaging while guiding individuals through each step of our hiring process. At BILL we strive to achieve an inclusive and positive candidate experience that aligns with our core values and focuses on diversity.

If you require a reasonable accommodation for your application, interviews, or another aspect of the hiring process, please contact [email protected].

BILL Culture:

• Humble – We check our egos at the door. We are curious. We listen, accept feedback.
• Authentic – We earn and show trust by being real—embracing our authentic selves.
• Passionate – We care deeply about each other and our customers.
• Accountable – We are duty-bound to each other, our customers, and society.
• Fun – We wrap it all together by building connections and enjoying time spent together.

Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants